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The impact of scale effects on the prevailing internet-based banking model in the US
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The impact of scale effects on the prevailing internet-based banking model in the US
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| dc.contributor.author | Momparler Pechuán, Alexandre | |
| dc.contributor.author | Climent Diranzo, Francisco José | |
| dc.contributor.author | Ballester Andreu, José María | |
| dc.date.accessioned | 2014-07-09T07:34:49Z | |
| dc.date.available | 2014-07-09T07:34:49Z | |
| dc.date.issued | 2012 | |
| dc.identifier.citation | Momparler Pechuan, Alexandre Climent Diranzo, Francisco José Ballester Andreu, José María 2012 The impact of scale effects on the prevailing internet-based banking model in the US Service Business 6 2 177 195 | |
| dc.identifier.uri | http://hdl.handle.net/10550/36992 | |
| dc.description.abstract | Internet-based banks use a technology-intensive production process that may benefit from scale effects as they grow larger. This paper analyzes whether the predominant Internet-primary bank in the USA generates technology-based economies of scale. There is evidence of both favorable and adverse technology-based scale effects. As the leading Internet-primary bank gets larger, the financial performance gap with traditional banks shrinks while some of its critical competitive advantages wear down. The results suggest that unless the prevailing Internet-primary bank preserves the distinctive advantages of the Internet-based business model as it improves financial performance, it might end up converging with its branching competitors. | |
| dc.relation.ispartof | Service Business, 2012, vol. 6, num. 2, p. 177-195 | |
| dc.subject | Finances | |
| dc.subject | Internet | |
| dc.title | The impact of scale effects on the prevailing internet-based banking model in the US | |
| dc.type | journal article | es_ES |
| dc.date.updated | 2014-07-09T07:34:49Z | |
| dc.identifier.doi | 10.1007/s11628-011-0126-6 | |
| dc.identifier.idgrec | 068956 | |
| dc.rights.accessRights | open access | es_ES |
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