We study extensions of supersymmetric models without R-parity which include an anomalous U(1)_H horizontal symmetry. Bilinear R-parity violating terms induce a neutrino mass at tree level of approximately (θ2)δ eV where θ≈0.22 is the U(1)_H breaking parameter and δ is an integer number that depends on the horizontal charges of the leptons. For δ=1 a unique self-consistent model arises in which i) all the superpotential trilinear R-parity violating couplings are forbidden by holomorphy; ii) the tree level neutrino mass falls in the range suggested by the atmospheric neutrino problem; iii) radiative contributions to neutrino masses are strongly suppressed resulting in a squared solar mass difference of few 10^{-8} eV^2 which only allows for the LOW (or quasi-vacuum) solution to the solar neutrino problem; iv) the neutrino mixing angles are not suppressed by powers of θ and can naturally b... [Llegir més ...]